I've been doing this for almost 20 years. Long enough to know that the letters after a name don't matter as much as how someone actually shows up for you. Long enough to have made mistakes, owned them, and watched those clients become my biggest referral sources. Long enough to know that the financial side of retirement is the easy part. The hard part is everything underneath it.
A Note on Who This Is For
I work with people between the ages of 55 to late 70s. There are reasons for those numbers. 59½ is when you can move money out of retirement accounts. 62 is when Social Security first becomes available. 65 is Medicare age. 68½ is where Social Security maximization decisions land. 70 caps out Social Security growth. 73½ is when required minimum distributions begin. Everything I do sits inside that window, and I built my practice around the people inside it.
If you're younger than that, I may not be the right fit. If you're inside that window and you're thinking about how the next 10, 20, or 30 years of your life are going to actually work, that's the conversation I'd love to share with you.
When I'm not working with clients, I'm doing audio/video work for churches and events, leading worship, traveling with my family, and making sure my wife knows she's more important than the next thing on my calendar. I have learned the hard way that time management isn't about getting more done. It's about choosing what actually matters and protecting it.